Terms of Service

Effective Date: January 1, 2025  |  Last Updated: January 1, 2025

Welcome to engel-funding-corp.com (the "Site"), operated by Engel Funding Corp ("we," "us," or "our"). By accessing or using this Site, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site.

1. Use of the Site

You may use the Site for lawful purposes only. You agree not to:

  • Use the Site in any way that violates applicable local, state, national, or international law
  • Attempt to gain unauthorized access to any portion of the Site or its systems
  • Use the Site to transmit harmful, fraudulent, or deceptive content
  • Interfere with or disrupt the Site's functionality or security
  • Collect personal information from other users without their consent

2. Services Description

Engel Funding Corp provides financial services, including but not limited to business funding, growth capital, merchant cash advances, and financial advisory services. Information on the Site is for general informational purposes only and does not constitute a binding offer, financial advice, or a guarantee of funding.

All funding is subject to our underwriting criteria, approval process, and applicable terms. We reserve the right to decline any application at our sole discretion.

3. Communications and Messaging

By submitting your contact information through our Site or otherwise consenting to receive communications:

  • You agree to receive emails, phone calls, and/or text messages from Engel Funding Corp related to your inquiry or our services
  • For text messages: message frequency varies; message and data rates may apply
  • You may opt out of text messages at any time by replying STOP
  • For help with text messaging, reply HELP or email alta@engel-funding-corp.com
  • Consent to receive messages is not a condition of purchasing any goods or services
  • We do not charge for text messages, but your carrier's standard messaging rates may apply

4. Intellectual Property

All content on the Site — including text, graphics, logos, icons, images, and software — is the property of Engel Funding Corp or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Site without our prior written consent.

5. Disclaimer of Warranties

The Site and its content are provided "as is" and "as available" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

6. Limitation of Liability

To the fullest extent permitted by law, Engel Funding Corp and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Site or our services, regardless of the theory of liability.

Our total liability for any claim arising from or related to these Terms shall not exceed the amount you paid to us, if any, during the twelve (12) months preceding the claim.

7. Indemnification

You agree to indemnify, defend, and hold harmless Engel Funding Corp and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.

8. Third-Party Links

The Site may contain links to third-party websites or services. We do not endorse or assume responsibility for any third-party content, privacy policies, or practices. You access third-party sites at your own risk.

9. Privacy

Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in New York County, New York.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

12. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

13. Contact Us

If you have questions about these Terms of Service, please contact us:

Engel Funding Corp
New York, NY
Email: alta@engel-funding-corp.com